No More Grants, No More Loans: How to Save Without Rebates?

The Rules Have Changed

Were you counting on the Canada Greener Homes Loan to help finance your renovation? You’re not alone. 

The announcement that the program will stop accepting applications after October 1, 2025, has left many Ontario homeowners uncertain about the best path forward.

Coming just a year after the cancellation of the popular Greener Homes Grant, this creates a frustrating support vacuum for middle-income families who want to invest in their homes. We understand that frustration.

But while the federal landscape has shifted, the goal of creating a more comfortable, affordable, and energy-efficient home hasn’t changed. The good news? There is still a clear path forward—and it starts with focusing on upgrades that pay off no matter what.

What Financial Support is Still Available in Ontario?

While flagship federal programs are winding down, it’s not the end of the road for financial assistance. Ontario homeowners still have access to meaningful options:

✔️ Provincial Rebates 

Ontario continues to offer targeted rebates for efficiency upgrades—valuable tools for lowering upfront costs.

✔️ Enbridge Home Renovation Savings 

Currently one of the most substantial programs, this offers rebates of up to $12,000 for upgrades like attic insulation, windows, and even heat pump installations.

✔️ Oil to Heat Pump Affordability Program 

For homeowners still heating with oil, this federal program remains active and provides significant funding to switch to an efficient heat pump.

Navigating the details of these programs can feel like a full-time job. At Energy Canada Home Comfort, our team stays on top of every change to help homeowners maximize every available dollar—without the stress.

Beyond Rebates: 3 Upgrades That Always Pay Off

Government programs may come and go, but the right home upgrades deliver savings, comfort, and peace of mind year after year.

1. Seal & Insulate Your Home’s Envelope

Before upgrading equipment, the most important investment is in your attic insulation and air sealing. Think of it as turning your home into a thermos: warm air stays in during winter, cool air stays in during summer.

💡 At Energy Canada, we specialize in fiberglass blown-in attic insulation, bringing homes up to R-60 with proper ventilation and sealing—ensuring your entire HVAC system runs more efficiently.

2. The All-in-One Comfort of a Heat Pump

A modern heat pump is one of the smartest upgrades Ontario homeowners can make.

Why?

• Provides high-efficiency heating in the winter.

• Delivers powerful cooling in the summer.

• Eliminates the need for a separate furnace and AC system.

• Runs quieter and more consistently than traditional systems.

  
  

👉 At Energy Canada, we offer professional heat pump installations designed for Ontario’s climate—maximizing your comfort while reducing your energy bills.

3. Efficient Hot Water Solutions

Hot water is often overlooked, yet it’s one of the largest energy uses in your home. Old tank heaters constantly waste energy keeping water hot all day.

💡 A tankless water heater provides endless hot water on demand, cutting energy waste while giving you more space and convenience. Our Energy Canada technicians install high-performance tankless systems built for Canadian households.

Your Clear Path Forward

The end of the Greener Homes programs is disappointing—but it doesn’t have to derail your goals. With the right strategy, focusing on high-impact upgrades like attic insulation, heat pumps, and tankless water heaters, you can still achieve significant energy savings and year-round comfort.

And with provincial rebates still available, plus our team’s expertise in guiding homeowners through the options, you’re not alone.

📞 Feeling uncertain about your next step? 

Get a free, no-obligation consultation from Energy Canada Home Comfort.

We’ll build you a clear, actionable plan for your home—so you can enjoy comfort and savings without waiting for the next government program to appear.